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Mortgage Specialist

Roseville, CA 95661

Industry : Accounting/Finance Job Number: 42274 Pay Rate: 31.25

Job Description

Mortgage Specialist  
Location: Roseville
Schedule: Mon-Fri 8:30am -5pm
Compensation: $31.25 hourly
In Office Position
Temporary

Summary: 

The HMDA (Home Mortgage Disclosure ACT) / ECOA (Equal Credit Opportunity Act) Specialist will ensure compliance with HMDA and ECOA by processing timely denials and reviewing files to ensure all files contain the information required for HMDA reporting requirements. The Specialist will perform their job duties according to the policies and procedures created by the Company. The Specialist will work closely with sales, processing, compliance and underwriting.


Essential Job Duties & Responsibilities:
 
  • Review loan files to ensure HMDA (Home Mortgage Disclosure ACT) data is collected and reported correctly. Perform periodic reviews of HMDA (Home Mortgage Disclosure ACT) information and assist with the annual HMDA reporting process as requested.
  • Process Adverse Action Notices on files where a denial has been requested. Review loan files to ensure all required documents exist and notes exist in file if needed.
  • Update loan system when an adverse action is taken to ensure the action taken and action taken dates are accurate.
  • Ensure record retention requirements are met according to the company’s policies and procedures.


Required Skills, Knowledge & Abilities:
 
  • Minimum 3 years of experience in Compliance or Retail Mortgage Industry required
  • High School Diploma or GED Required
  • Working Knowledge of loan processed, and procedures required
  • Working knowledge of loan product qualification requirements preferred
  • Willing to learn and apply basic federal, state, regulatory laws, regulations, statutes relevant to the mortgage industry
  • Strong work Ethic
  • Precise attention to detail
  • Able to communicate effectively
  • Experience with Encompass is helpful but not required
  • Must be a team player with the ability to work independently
  • Excellent critical thinking and problem solving
  • Planning, organization, and decision-making skills
  • Experience in Excel and Word

To be considered for this position apply now at starhr.com

About Star Staffing:

A women-powered workforce solutions and staffing company serving Northern California and The Central Valley. We offer local expertise and service and provide a wide range of positions and industries.

 
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About Roseville, CA

Ready to take your career to the next level? Explore job opportunities in the vibrant Roseville, California area! Nestled in the heart of Placer County, Roseville offers a perfect blend of urban amenities and natural beauty. With its proximity to Lake Tahoe and the Sierra Nevada Mountains, as well as easy access to cultural attractions like the Roseville Theatre Arts Academy and Blue Line Arts, this region provides a dynamic landscape for professionals seeking growth and inspiration. Indulge in the delicious cuisine at the family-owned restaurants on Vernon Street or catch a game at the beloved All American Speedway. Discover the charm of this bustling city and unlock endless career possibilities. Explore our job listings today and start your journey towards a fulfilling career in the captivating Roseville area!